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Cheapest way to send money from the UK to Ghana
As of 01:06 UTC on 19 October 2026, the cheapest way to send £5,000 from the UK to Ghana is Remit Choice: your recipient gets GH₵78,000 and you pay £5,000 with no fee. Next best: LemFi (GH₵77,365) and Sendwave (GH₵77,365).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Remit Choice Bank transfer | GH₵78,000 | £5,000 | £0 | 15.6000 |
| 2 | LemFi Bank transfer | GH₵77,365 | £5,000 | £0 | 15.4730 |
| 3 | Sendwave Bank transfer | GH₵77,365 | £5,000 | £0 | 15.4730 |
| 4 | Taptap Send Bank transfer | GH₵77,365 | £5,000 | £0 | 15.4730 |
| 5 | WorldRemit Bank transfer | GH₵77,365 | £5,000 | £0 | 15.4730 |
| 6 | Ria Bank transfer | GH₵77,319 | £5,000 | £1.99 | 15.4700 |
| 7 | Western Union Bank transfervia Wise comparison | GH₵77,305 | £5,000 | £2.99 | 15.4702 |
| 8 | Monzo Bank transferfrom published fees | GH₵77,130 | £5,000 | £51.93 | 15.5880 |
| 9 | Instarem Bank transfervia Wise comparison | GH₵76,996 | £5,000 | £0 | 15.3991 |
| 10 | Revolut Bank transfer | GH₵76,985 | £5,000 | £0 | 15.3969 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £5,000 you pay.
Questions
What is the cheapest way to send money from the UK to Ghana?
As of 01:06 UTC on 19 October 2026, the cheapest way to send £5,000 from the UK to Ghana is Remit Choice: your recipient gets GH₵78,000 and you pay £5,000 with no fee. Next best: LemFi (GH₵77,365) and Sendwave (GH₵77,365). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to GHS exchange rate today?
The mid-market rate at 01:06 UTC on 19 October 2026 was £1 = GH₵15.59. Providers add a margin; the best ones in our comparison were within 0.1% of it.
How much does it cost to send money to Ghana?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £5,000, the difference between the best and worst provider we track was GH₵635.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.