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Cheapest way to send money from the UK to Nigeria
As of 02:05 UTC on 19 October 2026, the cheapest way to send £100 from the UK to Nigeria is Remitly: your recipient gets ₦180,090 and you pay £100 with no fee. Next best: Taptap Send (₦180,000) and LemFi (₦179,500).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Remitly Bank transfer | ₦180,090 | £100 | £0 | 1,800.9000 |
| 2 | Taptap Send Bank transfer | ₦180,000 | £100 | £0 | 1,800.0000 |
| 3 | LemFi Bank transfer | ₦179,500 | £100 | £0 | 1,795.0000 |
| 4 | WorldRemit Bank transfer | ₦179,488 | £100 | £0 | 1,794.8773 |
| 5 | Sendwave Bank transfer | ₦179,488 | £100 | £0 | 1,794.8773 |
| 6 | Wise Bank transfervia Wise comparison | ₦178,922 | £100 | £1.16 | 1,810.2200 |
| 7 | Monzo Bank transferfrom published fees | ₦178,242 | £100 | £1.52 | 1,809.9275 |
| 8 | Remit Choice Bank transfer | ₦177,106 | £100 | £1.99 | 1,807.0000 |
| 9 | Ria Bank transfer | ₦176,922 | £100 | £1.99 | 1,805.1467 |
| 10 | Dahabshiil Bank transfer | ₦176,890 | £100 | £1.99 | 1,804.8124 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £100 you pay.
Questions
What is the cheapest way to send money from the UK to Nigeria?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £100 from the UK to Nigeria is Remitly: your recipient gets ₦180,090 and you pay £100 with no fee. Next best: Taptap Send (₦180,000) and LemFi (₦179,500). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to NGN exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = ₦1,809.93. Providers add a margin; the best ones in our comparison were within 0.5% of it.
How much does it cost to send money to Nigeria?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £100, the difference between the best and worst provider we track was ₦-90.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.