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Cheapest way to send money from the UK to Philippines
As of 02:05 UTC on 19 October 2026, the cheapest way to send £100 from the UK to Philippines is Revolut: your recipient gets ₱8,365 and you pay £100 with no fee. Next best: Remit Choice (₱8,355) and Instarem (₱8,345).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Revolut Bank transfer | ₱8,365 | £100 | £0 | 83.6506 |
| 2 | Remit Choice Bank transfer | ₱8,355 | £100 | £0 | 83.5500 |
| 3 | Instarem Bank transfervia Wise comparison | ₱8,345 | £100 | £0 | 83.4528 |
| 4 | Remitly Bank transfervia Wise comparison | ₱8,328 | £100 | £0 | 83.2798 |
| 5 | Wise Bank transfervia Wise comparison | ₱8,323 | £100 | £1.06 | 84.1176 |
| 6 | Taptap Send Bank transfer | ₱8,300 | £100 | £0 | 83.0000 |
| 7 | CurrencyFair Bank transfer | ₱8,283 | £100 | £0.96 | 83.6300 |
| 8 | Monzo Bank transferfrom published fees | ₱8,282 | £100 | £1.48 | 84.0665 |
| 9 | LemFi Bank transfer | ₱8,251 | £100 | £1 | 83.3400 |
| 10 | Western Union Mobile wallet | ₱8,249 | £100 | £0 | 82.4887 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £100 you pay.
Questions
What is the cheapest way to send money from the UK to Philippines?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £100 from the UK to Philippines is Revolut: your recipient gets ₱8,365 and you pay £100 with no fee. Next best: Remit Choice (₱8,355) and Instarem (₱8,345). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to PHP exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = ₱84.07. Providers add a margin; the best ones in our comparison were within 0.5% of it.
How much does it cost to send money to Philippines?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £100, the difference between the best and worst provider we track was ₱50.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.