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Cheapest way to send money from the UK to Philippines
As of 02:05 UTC on 19 October 2026, the cheapest way to send £5,000 from the UK to Philippines is Ria: your recipient gets ₱419,113 and you pay £5,000 including a £1.99 fee. Next best: Wise (₱418,350) and Revolut (₱418,133).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Ria Bank transfer | ₱419,113 | £5,000 | £1.99 | 83.8559 |
| 2 | Wise Bank transfervia Wise comparison | ₱418,350 | £5,000 | £26.89 | 84.1224 |
| 3 | Revolut Bank transfer | ₱418,133 | £5,000 | £0 | 83.6267 |
| 4 | CurrencyFair Bank transfer | ₱418,070 | £5,000 | £0.96 | 83.6300 |
| 5 | Remit Choice Bank transfer | ₱417,750 | £5,000 | £0 | 83.5500 |
| 6 | Sendwave Bank transfer | ₱417,402 | £5,000 | £1.99 | 83.5135 |
| 7 | WorldRemit Bank transfer | ₱417,295 | £5,000 | £0 | 83.4591 |
| 8 | Instarem Bank transfervia Wise comparison | ₱417,264 | £5,000 | £0 | 83.4528 |
| 9 | LemFi Bank transfer | ₱416,617 | £5,000 | £1 | 83.3400 |
| 10 | Monzo Bank transferfrom published fees | ₱416,459 | £5,000 | £46.07 | 84.0665 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £5,000 you pay.
Questions
What is the cheapest way to send money from the UK to Philippines?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £5,000 from the UK to Philippines is Ria: your recipient gets ₱419,113 and you pay £5,000 including a £1.99 fee. Next best: Wise (₱418,350) and Revolut (₱418,133). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to PHP exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = ₱84.07. Providers add a margin; the best ones in our comparison were within 0.3% of it.
How much does it cost to send money to Philippines?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £5,000, the difference between the best and worst provider we track was ₱3,340.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.