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Cheapest way to send money from the UK to Philippines
As of 02:05 UTC on 19 October 2026, the cheapest way to send £250 from the UK to Philippines is Remit Choice: your recipient gets ₱20,888 and you pay £250 with no fee. Next best: Instarem (₱20,863) and CurrencyFair (₱20,827).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Remit Choice Bank transferscaled estimate | ₱20,888 | £250 | £0 | 83.5500 |
| 2 | Instarem Bank transferscaled estimatevia Wise comparison | ₱20,863 | £250 | £0 | 83.4528 |
| 3 | CurrencyFair Bank transferscaled estimate | ₱20,827 | £250 | £0.96 | 83.6300 |
| 4 | Remitly Bank transferscaled estimatevia Wise comparison | ₱20,820 | £250 | £0 | 83.2798 |
| 5 | Ria Bank transferscaled estimate | ₱20,797 | £250 | £1.99 | 83.8559 |
| 6 | Monzo Bank transferfrom published fees | ₱20,778 | £250 | £2.84 | 84.0665 |
| 7 | LemFi Bank transferscaled estimate | ₱20,752 | £250 | £1 | 83.3400 |
| 8 | Taptap Send Bank transferscaled estimate | ₱20,750 | £250 | £0 | 83.0000 |
| 9 | Sendwave Bank transferscaled estimate | ₱20,712 | £250 | £1.99 | 83.5135 |
| 10 | Western Union Mobile walletscaled estimate | ₱20,622 | £250 | £0 | 82.4887 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £250 you pay.
Questions
What is the cheapest way to send money from the UK to Philippines?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £250 from the UK to Philippines is Remit Choice: your recipient gets ₱20,888 and you pay £250 with no fee. Next best: Instarem (₱20,863) and CurrencyFair (₱20,827). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to PHP exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = ₱84.07. Providers add a margin; the best ones in our comparison were within 0.6% of it.
How much does it cost to send money to Philippines?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £250, the difference between the best and worst provider we track was ₱2,636.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.