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Cheapest way to send money from the UK to United States
As of 02:05 UTC on 19 October 2026, the cheapest way to send £100 from the UK to United States is Revolut: your recipient gets $132.83 and you pay £100 with no fee. Next best: LemFi ($132.50) and Instarem ($132.45).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Revolut Bank transfer | $132.83 | £100 | £0 | 1.3283 |
| 2 | LemFi Bank transfer | $132.50 | £100 | £0 | 1.3250 |
| 3 | Instarem Bank transfervia Wise comparison | $132.45 | £100 | £0 | 1.3245 |
| 4 | Starling Bank Bank transferfrom published fees | $132.36 | £100 | £0.70 | 1.3330 |
| 5 | Monzo Bank transferfrom published fees | $131.98 | £100 | £0.99 | 1.3330 |
| 6 | Wise Bank transfervia Wise comparison | $131.49 | £100 | £1.37 | 1.3332 |
| 7 | Ria Bank transfer | $130.79 | £100 | £1 | 1.3211 |
| 8 | RBS Bank transfervia Wise comparison | $130.39 | £100 | £0 | 1.3039 |
| 9 | NatWest Bank transfervia Wise comparison | $130.39 | £100 | £0 | 1.3039 |
| 10 | Atlantic Money Bank transfer | $129.31 | £100 | £3 | 1.3331 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £100 you pay.
Questions
What is the cheapest way to send money from the UK to United States?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £100 from the UK to United States is Revolut: your recipient gets $132.83 and you pay £100 with no fee. Next best: LemFi ($132.50) and Instarem ($132.45). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to USD exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = $1.3330. Providers add a margin; the best ones in our comparison were within 0.3% of it.
How much does it cost to send money to United States?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £100, the difference between the best and worst provider we track was $36.12.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.