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Cheapest way to send money from the UK to United States
As of 02:05 UTC on 19 October 2026, the cheapest way to send £500 from the UK to United States is Revolut: your recipient gets $664.08 and you pay £500 with no fee. Next best: Monzo ($663.83) and Starling Bank ($663.41).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Revolut Bank transfer | $664.08 | £500 | £0 | 1.3282 |
| 2 | Monzo Bank transferfrom published fees | $663.83 | £500 | £1.99 | 1.3330 |
| 3 | Starling Bank Bank transferfrom published fees | $663.41 | £500 | £2.30 | 1.3330 |
| 4 | Instarem Bank transfervia Wise comparison | $663.10 | £500 | £0 | 1.3262 |
| 5 | Wise Bank transfervia Wise comparison | $662.84 | £500 | £2.80 | 1.3332 |
| 6 | Atlantic Money Bank transfer | $662.54 | £500 | £3 | 1.3331 |
| 7 | LemFi Bank transfer | $662.50 | £500 | £0 | 1.3250 |
| 8 | CurrencyFair Bank transfer | $658.65 | £500 | £3.02 | 1.3253 |
| 9 | Ria Bank transfer | $658.57 | £500 | £1.50 | 1.3211 |
| 10 | WorldRemit Bank transfer | $655.14 | £500 | £1.99 | 1.3155 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £500 you pay.
Questions
What is the cheapest way to send money from the UK to United States?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £500 from the UK to United States is Revolut: your recipient gets $664.08 and you pay £500 with no fee. Next best: Monzo ($663.83) and Starling Bank ($663.41). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to USD exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = $1.3330. Providers add a margin; the best ones in our comparison were within 0.4% of it.
How much does it cost to send money to United States?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £500, the difference between the best and worst provider we track was $51.56.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.