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Cheapest way to send money from the UK to United States
As of 02:05 UTC on 19 October 2026, the cheapest way to send £5,000 from the UK to United States is Atlantic Money: your recipient gets $6,661.36 and you pay £5,000 including a £3 fee. Next best: Monzo ($6,647.15) and Revolut ($6,641.73).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Atlantic Money Bank transfer | $6,661.36 | £5,000 | £3 | 1.3331 |
| 2 | Monzo Bank transferfrom published fees | $6,647.15 | £5,000 | £13.24 | 1.3330 |
| 3 | Revolut Bank transfer | $6,641.73 | £5,000 | £0 | 1.3283 |
| 4 | Wise Bank transfervia Wise comparison | $6,640.00 | £5,000 | £18.94 | 1.3331 |
| 5 | Starling Bank Bank transferfrom published fees | $6,637.74 | £5,000 | £20.30 | 1.3330 |
| 6 | Instarem Bank transfervia Wise comparison | $6,637.51 | £5,000 | £0 | 1.3275 |
| 7 | LemFi Bank transfer | $6,625.00 | £5,000 | £0 | 1.3250 |
| 8 | CurrencyFair Bank transfer | $6,622.50 | £5,000 | £3.02 | 1.3253 |
| 9 | Ria Bank transfer | $6,602.20 | £5,000 | £2.50 | 1.3211 |
| 10 | WorldRemit Bank transfer | $6,574.99 | £5,000 | £1.99 | 1.3155 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £5,000 you pay.
Questions
What is the cheapest way to send money from the UK to United States?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £5,000 from the UK to United States is Atlantic Money: your recipient gets $6,661.36 and you pay £5,000 including a £3 fee. Next best: Monzo ($6,647.15) and Revolut ($6,641.73). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to USD exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = $1.3330. Providers add a margin; the best ones in our comparison were within 0.1% of it.
How much does it cost to send money to United States?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £5,000, the difference between the best and worst provider we track was $198.09.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.