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Cheapest way to send money from the UK to United States
As of 02:05 UTC on 19 October 2026, the cheapest way to send £250 from the UK to United States is Starling Bank: your recipient gets $331.51 and you pay £250 including a £1.30 fee. Next best: Monzo ($331.43) and LemFi ($331.25).
| # | Provider | They get | You pay | Fee | Rate |
|---|---|---|---|---|---|
| 1 | Starling Bank Bank transferfrom published fees | $331.51 | £250 | £1.30 | 1.3330 |
| 2 | Monzo Bank transferfrom published fees | $331.43 | £250 | £1.36 | 1.3330 |
| 3 | LemFi Bank transferscaled estimate | $331.25 | £250 | £0 | 1.3250 |
| 4 | Atlantic Money Bank transferscaled estimate | $329.27 | £250 | £3 | 1.3331 |
| 5 | CurrencyFair Bank transferscaled estimate | $327.32 | £250 | £3.02 | 1.3253 |
| 6 | WorldRemit Bank transferscaled estimate | $326.26 | £250 | £1.99 | 1.3155 |
| 7 | RBS Bank transferscaled estimatevia Wise comparison | $325.97 | £250 | £0 | 1.3039 |
| 8 | NatWest Bank transferscaled estimatevia Wise comparison | $325.97 | £250 | £0 | 1.3039 |
| 9 | Remitly Bank transferscaled estimatevia Wise comparison | $325.15 | £250 | £1.99 | 1.3110 |
| 10 | Western Union Bank transferscaled estimate | $324.99 | £250 | £0.99 | 1.3051 |
Everyone is compared at the same total cost: where a provider adds its fee on top, we reduce the amount sent so the fee is included in the £250 you pay.
Questions
What is the cheapest way to send money from the UK to United States?
As of 02:05 UTC on 19 October 2026, the cheapest way to send £250 from the UK to United States is Starling Bank: your recipient gets $331.51 and you pay £250 including a £1.30 fee. Next best: Monzo ($331.43) and LemFi ($331.25). Rankings compare what your recipient gets for each pound you pay, after fees.
What is the GBP to USD exchange rate today?
The mid-market rate at 02:05 UTC on 19 October 2026 was £1 = $1.3330. Providers add a margin; the best ones in our comparison were within 0.5% of it.
How much does it cost to send money to United States?
Fees range from nothing to several pounds, but the exchange rate margin usually matters more. For £250, the difference between the best and worst provider we track was $41.37.
How often are these prices updated?
Every hour, from providers' public price calculators, published fee tables and public comparison data.